For platforms · Embedded

FX protection.
As one API call.

Embed currency hedging inside your product. Quote, lock, settle. Three endpoints, your brand throughout.

POST /v1/quotes·POST /v1/locks·GET /v1/locks/:id
Partner with us →
Bom dia, Lucia
R$ 248,402.50
Conta corrente · ****1284
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Powered by Nivo
Lock your USD invoice rate
USD / BRLR$ 4.9242
Notional$50,000
Lock for30 days
Recent
Café São Paulo+R$ 12,400
Boleto · ANEEL−R$ 482
How it works

Currency volatility, solved directly within your product.

Quote a forward rate, lock it in, settle the difference on payday. The whole flow lives inside your product.

STEP 01

Select a currency pair

Your user picks the pair and duration, e.g. USD/COP for 30 days, directly inside your product.

STEP 02

Lock the rate

A fixed exchange rate is confirmed for the period. Stable income for your user, even if the market moves.

STEP 03

Receive losses on settlement

At settlement, the difference between the locked and market rate is paid out into the user's account.

Why partner

Ship the FX feature your competitors can't.

Currency protection built for emerging markets, embedded in your product. We handle the rails, the liquidity, and the local compliance. You ship something most platforms simply can't.

Increased revenue sources

Earn fees per transaction without taking on insurance risk on your books.

Complement your offering

Bundle with cross-border payments, remittances, lending, or basic financial services.

Stronger unit economics

Earn more from existing users through services that you didn't have on your menu before.

Lower credit risk

Borrowers who hedge currency exposure reduce risk for your lending book at no extra capital cost.

Flexible settlement

Pay out in stablecoins or in local currency, configurable per user.

Expanded market access

Unlock underserved SMEs and exporters across emerging markets, without building FX infrastructure.

Built for builders

Infrastructure your customers won't see.

A small API surface, a clear settlement model, and a team that ships with you.

Easy Integration
A single REST endpoint to quote, lock, and settle. SDKs for Node, Python, Go.
Programmable
Hedge on autopilot. Nivo plugs into your customer's payment flows and locks every contract the moment it's signed.
Flexible Payout
Configure per user. Pay out in USDC, or off-ramped to local currency.
Partner with us

Enable currency stability for your customers.

Give your users the ability to lock exchange rates and protect their income directly from your app. Expand into new markets, deepen engagement, and lead on financial inclusion.

Get in touch →